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I’m Razin Yuzer,
Head of Product & Experience

Driving 0-to-1 product strategy and cross-functional delivery across Fintech, Banking, Insurtech and Enterprise SaaS. 15+ years bridging business growth, central bank compliance, and scalable design infrastructure. Download CV

Product & Experience Strategy

About Me

I view digital products as interconnected ecosystems. After 15+ years, I’ve learned that sustainable growth doesn’t come from tools alone—it comes from unlocking the full potential of multi-disciplinary squads across product, design, and engineering.

I’ve focused on directing cross-functional teams (PMs, POs, Researchers, and Designers) to solve high-stakes financial and digital transformation problems together.

 

My role is to align user experience directly with commercial P&L targets and central bank regulatory frameworks.

I help organizations move from feature-focused output to strategic value drivers—creating high-velocity environments where regional teams experiment fast, de-risk concepts, and ship 0-to-1 products that move real metrics.

Selected Projects

Portfolios & Case Study

Case Study

Deen by Prudential

Orchestrating Strategic & Regional Scale

Ecosystem Orchestration  |  Center of Excellence (COE)  |  Cross-Border Governance  |  Retention Mechanics

Case Study

Aspirasi by Boost

MCO Covid Crisis Response & 0-to-1 Launch

Crisis Response & Management  |  Product & UX Strategy  |  Cross-Functional Leadership

Case Study

Pizza Hut  – EIOS

Operational Digital Transformation

UX UI  |  B2B | Service Design | Efficiency

Case Study

IdsMED Global SmartSCP

Supply Chain & Marketplace Architecture

Complex Systems | B2B2C |  Healthcare Pharmaceutical Platform

Case Study

Cemara Damai Residence

Creative Direction, Art Direction, Logo, Branding, Research, Print Design

The Allies

Notable Partners

Strengths

Skills

Leading product and experience teams isn’t just about having all the answers—it’s about building the environment where multi-disciplinary squads thrive. I focus on setting strategic clarity, aligning vision with execution, and empowering cross-functional teams to deliver real business impact. 

  • 0-to-1 Product Strategy: Aligning commercial roadmap vision, user needs, and P&L growth targets

 

  • Regional Squad Leadership: Directing 11-FTE cross-functional teams (Product Owners, PMs, Researchers, Designers) across MY, ID, and CN

  • Regulatory & C-Suite Alignment: Navigating executive stakeholders, central bank (BNM) licensing blueprints, and risk/tech alignment.

  • Value-Driven Governance: Deploying scalable enterprise design systems and delivery frameworks to eliminate front-end rework and boost velocity.

  • Commercial Growth & Scale: Engineering viral referral mechanisms (70%+ CVR) and scaling acquisition funnels across regional markets.

Experience

Career

Principal UX / Product Consultant

Current

RY Consulting (Independent Practice)

Head of Product Design (COE)

2022-2024

Prudential Services Asia

Lead UX Specialist

2019 – 2022

Boost @Axiata Digital

UX / UI Specialist Lead

2018 – 2019

CMG Holdings